Professional Debt Consultants, LLC its authorized agents, marketing partners, and affiliated companies are committed to assuring the privacy of individuals and / or families who have contacted Professional Debt Consultants for assistance.  Professional Debt Consultants assures Clients that all information shared both verbally and in writing will be managed within legal and ethical considerations.  Client's "personal financial information" and other non-public personal information such as Client's debt information, income, living expenses, and personal information concerning financial circumstances, will be provided to creditors as necessary, and possibly others only with Client's specific authorization or to carry out Professional Debt Consultants' contractual obligations to Client.  Professional Debt Consultants may also use aggregated information for the purpose of evaluating services, gathering research information and designing future programs.  Client's anonymity will be maintained through the use of an identification number or by using aggregate data in all circumstances.

In all other situations, Client's information may be released to appropriate individuals or agencies only with Client's written request or if Professional Debt Consultants has been served with a valid subpoena or other legal process. 

Professional Debt Consultants does not disclose any non-public personal information about its customers or former customers to anyone, except as permitted or required by law.  Professional Debt Consultants may compile data and aggregate information that our customers give to us, but this information may not be disclosed in a manner that would personally identify any client in any way.  Professional Debt Consultants may disclose all of the information that is collected to carry out the terms of this Agreement and Professional Debt Consultants' obligations hereunder.  Professional Debt Consultants restricts access to nonpublic personal information about Clients to those employees that need to have access to that information to provide services to Clients.  Professional Debt Consultants maintains physical, electronic and procedural safeguards that comply with federal regulations to guard Client's nonpublic personal information.  Professional Debt Consultants collects nonpublic personal information about Clients from the following sources:   information received from Clients on applications or provided by Clients to Professional Debt Consultants, its marketing partners, affiliates or sales representatives; and information about Clients' transactions with Professional Debt Consultants, Clients' creditors or others.  The information collected and voluntarily given by Client includes Client's name, address, Social Security number, creditor information, account numbers, balances, payments, and other non-public personal information.  Professional Debt Consultants may collect information from Client such as Client's IP address, host name, and browser type for the purpose of electronically authenticating Client's signature or for use in compliance with applicable laws.